THE NFL SPECIALISTS (THE HUMAN FACTOR)...Winners of 10 out of 11 seasons with an overall lifetime winning percentage in the NFL of over 60% for 500+ releases. Their 1200+ units won over this 11 year span  rates #1 at THESWAMI.COM as we enter the 2026-27 season. 

Coming off a DOMINANT 2025 College Football season, finishing the regular season with a 39–18–3 record and +192 units. Continued that success into bowl season with a 13–6 record and an additional +64 units, delivering results from kickoff through the postseason. (UNDEFEATED in 2025 NCAA FB GOW/GOM plays)

DR CRAIGHEAD and his research team have dominated the football world when it comes to GAME OF THE YEAR releases.

THE HUMAN FACTOR now stands (18-5) on all of its college football Game of the Years and (15-6) on its NFL Game of the Years lifetime as we head into the 2025-26 season.

THE HUMAN FACTOR'S most recent GAME OF THE YEAR winner in college football was on 9/30/23 on Oregon/Stanford under. That win puts them at (18-5) lifetime on NCAA football GOYs

THE HUMAN FACTOR's most recent GAME OF THE YEAR lost in the NFL was on Green Bay 9/29/24 to drop its NFL lifetime mark on GOY in the pros to (15-5).

THE BEST NFL HANDICAPPING SERVICE IN THE NATION SINCE 2012

       PRESEASON                  REGULAR                 POST

2025       (9-3-1)  +57 units                    (43-21)  +199 units             (8-3)  +47 units

2024       (4-5)  -15 units                     (35-21)  +119 units             (4-3)  +7 units

2023       (7-6) +4 units                       (34-35)   -45 units              (10-4)  +56 units

2022       (8-4) +36 units                       (33-20)  +107 units             (5-3) +17 units

2021        (4-1) + 29 units                          N/A                                 (5-4) +6.5 units

2020              N/A                                        N/A                                  (7-1) +59 units

2019              N/A                                        N/A                                    N/A

2018              N/A                                         N/A                                   N/A

2017         (8-2)  +37 units                     (19-18) + 4 units                (4-1) +25 units

2016         (7-4)  + 16 units                    (17-26) - 108 units           (4-2)  +25 units

2015         (12-3)  +74 units                   (24-17)  + 49 units            (3-2) + 8 units

2014         (13-2)   +93 units                  (28-15)  +118 units            (4-2)  +12 units

2013          (8-5)    +16 units                  (24-24)  - 11 units              (3-2)   +8 units

2012          (3-0)    +30 units                  (21-11)   +86 units             (4-0)   +37 units

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TOTALS   (74-32) + 320 units          (235-187) + 319 units        (53-24) +258 units

      SINCE August 2012 entering the regular NFL season of 2025 Dr Craighead and his research teams have captured 7 #1 NFL titles and compiled an overall win/loss mark (362-243) 60% and have won 897 units.  9 out of 10 winning PRESEASON CAMPAIGNS and 10 out of 10 winning POST SEASON CAMPAIGNS highlight an excellent NFL performance of handicapping.